Do you know that you can maximize your money’s worth by just taking advantage of credit cards that offer reward points for any single purchases made at designated locations? Mostly, such locations comprise of supermarkets, filling station and chemists. Majority of shoppers are not aware that almost all these outlets also sell gift cards that can also be used in other major retailers like Bed Bath & Beyond and Home Depot among others.
Once you purchase these retail discount gift cards at the various bonus reward locations you are essentially eligible to earn over 5% cash back courtesy of the credit card discounts and rebates.
These credit cards range from restaurant credit cards to airline credit cards and many others in between all offering all sorts of offers and perks. Therefore every aspect of your life is basically covered by these discount gift cards. The only limiting factor of these credit cards is the requirement by majority of them that bestows a certain privilege or reserve of the best cash back percentage purchases and payment made to the three major stores, which are supermarkets, filling stations and drug houses. This can best be demonstrated by the fact that credit terms, especially the rebate’s rate, vary but to the three store’s advantage while being prejudicial to the rest in the same market.
The best thing you can do to avoid being disadvantaged by such terms & conditions is to buy and pile your retail discount gift cards that you can purchase at stores’ display stands where holders of such cards can earn much higher discounts. There is a big difference between these cards and those ones which are considered more versatile, the most popular in that category being the American Express, in that they don’t charge processing fees like in the latter.